Lyric discussion by andysroom 

Anarchitect, i think the meaning of the title 'the rip' is refuring to a nautical/surfing term. On any shore that is wave dominated, there is always a section with a strong current flowing out to sea. Water will travel along shore into this fast flowing channel, where the waves are a lot messier and disconcordant. This seaward flowing channel is known as the rip. The wild white horses are the waves pulling her out to sea.

Im not sure how this relates to the rest of the song though.

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