Lyric discussion by Sliptheflitch 

Basically, what I got was that this woman has cancer, and is very close to dying. She doesn't have money, hence where she dreams about Ben Franklin babysitting her kids...she wants them to have money security when she can't be there. She has a choice to pay for chemo, or pay for a limo so she can spend a last farewell with her children. I don't know about the kids representing herself. I think this was simply a beautifully sad song, and it is the picture of a woman making her dying wish come true.

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