Lyric discussion by Lynnbirds 

This song is definitely about a girl who meets a boy and falls in love with the idea him. Slowly she begins to see who he really is and is shocked that he's not the man "she fell in love with."

"So I guess the fortune teller's right, I should have seen just what was there and not some holy light,"--> Another example of her trying to make him out to be someone he's not.

The cold and naked part is symbolic for her vulnerability, in my novice opinion.

@Lynnbirds Nailed it.

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